SELECT CAPITAL MORTGAGE CORPORATION,  has stated income loans programs with up to a 6% seller contribution of the purchase price towards a buyer's closing costs, which excludes down payment assistance. Also, Select has potential placements for qualified borrowers with FICO scores below 600, and depending upon qualifying factors, even potential placements for clients below a 500 FICO, or no FICO score. Furthermore, Select has programs for qualified buyers who have had a bankruptcy.

In addition, Select offers construction to permanent financing for on-site stick-built, or Modular-Factory Built Homes. Also if a Manufactured Home is in your budget, provided its attached to owner occupied realty, via an engineered approved foundation system, Select may be able to assist you in your financing needs with a construction to perm-loan.